Editor-in-Chief Mohamed Salah
BANKY NOW 5 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 53.87 Sell 54.01 −0.76 −1.38%
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Loans
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2 products side by side
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Car Loan 20% vs 20.5% at Car loan
- Largest amount Car Loan EGP 8,000,000 vs EGP 4,000,000 at Car loan
- Lowest processing fee Car loan 0% vs 2% at Car Loan
- On a modest income Car loan EGP 10,000 vs EGP 50,000 at Car Loan
Biggest differences
- Processing fee (%) 2 pts apart
- Min amount ×30
- Min monthly income ×5
- Max amount ×2
All specifications
| Specs | Car Loan Abu Dhabi Commercial Bank – Egypt | Car loan FABMISR |
|---|---|---|
| Available online | Yes | Yes |
| Loan type | Auto Loan | Auto Loan |
| Interest type | Reducing Balance | Reducing Balance |
| Interest rate | 20% Best | 20.5% |
| Min amount | EGP 300,000 | EGP 10,000 Best |
| Max amount | EGP 8,000,000 Best | EGP 4,000,000 |
| Min term | 6 mo | 6 mo |
| Max term | 7 yrs | 5 yrs |
| Max DTI | 50% | 50% |
| Max financing | 50% | 90% Best |
| Zero down payment | No | Yes |
| Processing fee (%) | 2% | 0% Best |
| Early repayment penalty | — | 8% |
| Min monthly income | EGP 50,000 | EGP 10,000 Best |
| Min age | 21 | 21 |
| Max age | 60 | 60 |
| Self-employed register months | 24 mo Best | 35 mo |
| Approved employer | No | No |
| Requires collateral | No | Yes |
| Life insurance | No | Yes |