Compare: The education loan vs Employees Loan | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
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Employees Loan — best on every question below.

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SpecsThe education loan banque du caireEmployees Loan Arab African International Bank
Available onlineNo Yes
Loan typePersonal Loan Personal Loan
Interest typeReducing Balance Reducing Balance
Interest rate29% 28.5% Best
Min amountEGP 15,000 EGP 15,000
Max amountEGP 300,000 EGP 5,000,000 Best
Min termFlexible 1 yr
Max term1 yr 12 yrs
Max DTI50% 50%
Max financing— 100%
Zero down paymentNo No
Processing fee (%)2.5% 2.5%
Processing fee (fixed)— EGP 300
Early repayment penalty10% 10%
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