Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Loans
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2 products side by side
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Loan against Property FABMISR - Remove
Pensioners Loan Agricultural Bank of Egypt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- Largest amount Loan against Property EGP 2,000,000 vs EGP 500,000 at Pensioners Loan
Biggest differences
- Max amount ×4
- Min amount ×2
- Early repayment penalty 1 pts apart
All specifications
| Specs | Loan against Property FABMISR | Pensioners Loan Agricultural Bank of Egypt |
|---|---|---|
| Available online | Yes | No |
| Loan type | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance |
| Interest rate | 23% | 23% |
| Min amount | EGP 10,000 | EGP 5,000 Best |
| Max amount | EGP 2,000,000 Best | EGP 500,000 |
| Min term | 5 mo | 1 yr |
| Max term | 7 yrs | 10 yrs |
| Max DTI | 50% | 50% |
| Max financing | — | 100% |
| Zero down payment | Yes | No |
| Processing fee (%) | 2% | 2% |
| Processing fee (fixed) | — | EGP 200 |
| Early repayment penalty | 8% | 7% Best |
| Min monthly income | — | EGP 900 |
| Min age | 30 | 21 |
| Max age | — | 60 |
| Approved employer | No | No |
| Requires collateral | No | No |
| Life insurance | No | Yes |