3 products side by side
Loan against Property FABMISR
Doctors' Loan NBE National Bank of Egypt
Pensioners Loan Agricultural Bank of Egypt No product wins everything — the right one depends on your need.
| Specs | Loan against Property FABMISR | Doctors' Loan NBE National Bank of Egypt | Pensioners Loan Agricultural Bank of Egypt |
|---|---|---|---|
| Available online | Yes | Yes | No |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 23% | 23% | 23% |
| Min amount | EGP 10,000 | EGP 10,000 | EGP 5,000 Best |
| Max amount | EGP 2,000,000 Best | EGP 2,000,000 Best | EGP 500,000 |
| Min term | 5 mo | 6 mo | 1 yr |
| Max term | 7 yrs | 7 yrs | 10 yrs |
| Max DTI | 50% | 50% | 50% |
| Max financing | — | 100% | 100% |
| Zero down payment | Yes | Yes | No |
| Processing fee (%) | 2% Best | 3% | 2% Best |
| Processing fee (fixed) | — | EGP 250 | EGP 200 Best |
| Early repayment penalty | 8% | 7% Best | 7% Best |
| Min monthly income | — | EGP 5,000 | EGP 900 Best |
| Min age | 30 | 25 | 21 |
| Max age | — | 65 | 60 |
| Approved employer | No | No | No |
| Requires collateral | No | No | No |
| Life insurance | No | No | Yes |