Doctors (Clinic Owners) Personal Loan — banque du caire | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Doctors (Clinic Owners) Personal Loan

banque du caire · Loans · Egyptian Pound · 4.0 · Thursday 22 October 2026 - 08:48 PM

Banque du Caire’s clinic-owner loan for doctors offers up to EGP 1.5 million, with repayment terms of up to six years and interest rates starting at 26% annually on a reducing balance basis.

Interest rate
26%
Loan amount
EGP 15K – 1.5M
Term up to
6 yrs
Type
Personal Loan

Banky Analysis

An audit of the product itself

Loans cannot be reduced to one number. Below is what each bank publishes, and what it does not

What you trade off:

  • Maximum amount lower than average
  • Branch application only
  • Requires a down payment
  • Requires collateral
  • Repayment term shorter than average

What's good

  • Fewer documents than average
  • The bank publishes its processing fee

Not known yet

1 more detail we don't have yet

All of this is measured against personal loans in EGP only

Last checked Monday 26 October 2026 - 02:17 AM

Rates, terms & fees

Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
26%
Min amount
EGP 15,000
Max amount
EGP 1,500,000
Min term
1 yr
Max term
6 yrs
Max DTI
50%
Processing fee (%)
2.5%
Early repayment penalty
10%

Eligibility & requirements

Min age
25
Max age
65
Approved employer
No
Requires collateral
Yes
Life insurance
Yes
Accepted employment types
Self-Employed
Accepted professions
Doctor
Security types
Without Salary Transfer
Required documents
National ID CopyRecent Utility Bill
Eligibility criteria
Nationalityegyptian
Requires iScoreNo

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Doctors (Clinic Owners) Personal Loan

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Our take 4.0

4.0 Banky rating

Pros

  • Financing of up to EGP 1.5 million.
  • repayment terms of up to six years

Cons

  • Life insurance is mandatory.

Our take

Banque du Caire’s loan for doctors who own clinics offers financing of up to EGP 1.5 million, with repayment terms of up to six years. The program covers general practitioners, dentists, and physiotherapists, with a minimum loan amount of EGP 15,000. Applicants must be at least 25 years old, and their age must not exceed 65 at the end of the repayment period. However, interest rates start at 26% annually on a reducing balance basis, and the loan includes life insurance, making it important for borrowers to assess the total financing cost and ensure that repayments fit their financial commitments.

Banque du Caire’s clinic-owner loan for doctors offers up to EGP 1.5 million, with repayment terms of up to six years and interest rates starting at 26% annually on a reducing balance basis.

Compare

Alternatives at a glance
Doctors (Clinic Owners) Personal Loan banque du caire This one The education loan banque du caire Employees Loan Arab African International Bank Employees Loan Agricultural Bank of Egypt
Interest rate
26% 29% 28.5% 24%
Loan amount
EGP 15K – 1.5M EGP 15K – 300K EGP 15K – 5M EGP 10K – 6M
Term up to
6 yrs 1 yr 12 yrs 10 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
Compare with 3 similar loans

Added Thursday 02 July 2026 - 11:26 AM Updated Thursday 22 October 2026 - 08:48 PM