Loan for doctors and hospital staff. — banque du caire | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Loan for doctors and hospital staff.

banque du caire · Loans · Egyptian Pound · 4.0 · Thursday 22 October 2026 - 09:22 PM

A loan for doctors and staff working in hospitals and medical centers, offering up to EGP 1 million, repayment terms of up to six years, and a 25% annual reducing-balance interest rate.

Interest rate
25%
Loan amount
EGP 50K – 1M
Term up to
6 yrs
Type
Personal Loan

Banky Analysis

An audit of the product itself

Loans cannot be reduced to one number. Below is what each bank publishes, and what it does not

What you trade off:

  • Maximum amount lower than average
  • Branch application only
  • Requires a down payment
  • Requires collateral
  • Repayment term shorter than average

What's good

  • The bank publishes its processing fee

Not known yet

1 more detail we don't have yet

All of this is measured against personal loans in EGP only

Last checked Monday 26 October 2026 - 02:17 AM

Rates, terms & fees

Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
25%
Min amount
EGP 50,000
Max amount
EGP 1,000,000
Min term
6 mo
Max term
6 yrs
Max DTI
50%
Processing fee (%)
2.5%
Early repayment penalty
10%

Eligibility & requirements

Min age
21
Max age
65
Approved employer
No
Requires collateral
Yes
Life insurance
Yes
Accepted employment types
EmployedGovernment
Accepted professions
Doctor
Security types
Salary TransferWithout Salary Transfer
Required documents
National ID CopyRecent Utility BillSalary Slip (Last 3 Months)
Eligibility criteria
Nationalityegyptian

Do the maths

Loan for doctors and hospital staff.

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Our take 4.0

4.0 Banky rating

Pros

  • Financing of up to EGP 1 million .
  • repayment terms of up to six years

Cons

  • a minimum service requirement of three years

Our take

The loan for doctors working in hospitals offers financing of up to EGP 1 million, with repayment terms ranging from six months to six years. The program targets practicing doctors and staff working in clinics affiliated with public and private hospitals and medical centers in Cairo, Giza, and Alexandria, excluding charitable clinics and medical centers. Applicants must have at least three years of service. However, the annual reducing-balance interest rate is 25%, and the loan includes life insurance, making it important to assess the overall financing cost and repayment affordability before applying.

A loan for doctors and staff working in hospitals and medical centers, offering up to EGP 1 million, repayment terms of up to six years, and a 25% annual reducing-balance interest rate.

Compare

Alternatives at a glance
Loan for doctors and hospital staff. banque du caire This one University Faculty Members Personal Loan banque du caire Employees Loan Agricultural Bank of Egypt Personal Loan CIB Egypt
Interest rate
25% 25% 24% 23.5% – 34.5%
Loan amount
EGP 50K – 1M EGP 50K – 1M EGP 10K – 6M EGP 10K – 13.5M
Term up to
6 yrs 6 yrs 10 yrs 8 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
Compare with 3 similar loans

Added Thursday 22 October 2026 - 09:19 PM Updated Thursday 22 October 2026 - 09:22 PM