NBE Phonecash — National Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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NBE Phonecash

National Bank of Egypt · E-wallets · Egyptian Pound · 4.5 · Thursday 20 August 2026 - 02:13 PM

The AlAhli Phone Cash wallet is an excellent and highly practical option.

Issuance fee
Free
Max balance
EGP 100K
Daily limit
EGP 60K

Limits

Max balance
EGP 100,000
Daily limit
EGP 60,000
Monthly limit
EGP 200,000
Linkable cards
1
Min age
15

Fees

Issuance fee
EGP 0
Intra-wallet transfer
— (min EGP 1)
Other-wallet transfer
0.5% (min EGP 1, max EGP 15)
ATM cash withdrawal
0.1% (min EGP 2)

Services & access

Available online
Yes
Target segments
Bank CustomerNon-Customer
Supported networks
VisaMastercardMeeza
Subscription methods
BranchMobile BankingApp Store
Supported services
FawryBill PaymentsMobile Top-upDonationsReservations
Required documents
National ID CopyA mobile number operated

Our take 4.5

4.5 Banky rating

Pros

  • Now you can link/remove your own NBE cards through the application from "My Wallet" tab.
  • The wallet available balance is displayed on the application’s home screen. View your last 5 transactions
  • View notifications related to any received transfers in addition to other new notifications.
  • Receiving electronic international remittances instantly only in Egyptian pound, via PhoneCash wallet 24/7.
  • Inquire whether the mobile phone number is already linked to a "mobile wallet" or not.
  • Cancel subscription to the NBE Phonecash service.
  • Request an e-statement of account showing the wallet transactions within 6 months to be sent to your e-mail in PDF format.
  • Rate the quality of the service provided and share your experience with us through the application.
  • View different services fees from the pricing list on the application and inquire about Fawry outlets
  • Transfer money from your NBE Phone Cash wallet to any other wallet within the Arab Republic of Egypt in the local currency in real time.
  • The purchase is made via creating a virtual card for a one-time use (a one-time purchase), valid only for 24 hours. It can be used locally.
  • You can recharge and pay your mobile phone bill; make donations; pay internet ADSL bills as well as electricity, water and gas bills; and make use of an extensive range of services.
  • You can deposit/withdraw cash through NBE branches and ATMs as well as other banks’ ATMs with "Meeza" logo in addition to Fawry-enabled outlets nation-wide.
  • You can directly load your NBE Phone Cash wallet by linking your own NBE MasterCard ,Visa and Meeza cards (Credit, Debit, Prepaid and Payroll) to the wallet.
  • Receive ACH transfer on the wallet.

Cons

  • Cash withdrawal fees: A 1% fee (with a minimum of 2 EGP) applies to ATM withdrawals, rising to 2% for withdrawals via Fawry outlets or branches.
  • The service of linking bank cards to top up the wallet is limited to National Bank of Egypt cards only; cards issued by other banks cannot be linked.
  • It is not possible to hold more than one electronic wallet linked to the same mobile phone number (in accordance with Central Bank regulations).

Our take

The Al Ahli Phone Cash wallet is an excellent and highly practical choice for National Bank of Egypt customers, as it facilitates instant fund transfers between accounts and the settlement of daily payments. However, if you are not a customer of the bank or rely primarily on comprehensive instant payment apps, you might find apps like InstaPay—which enables direct, fee-free transfers between all accounts and cards—to be a more flexible and faster option for daily financial transactions.

The AlAhli Phone Cash wallet is an excellent and highly practical option.

Compare

Alternatives at a glance
NBE Phonecash National Bank of Egypt This one Cairo Cash Wallet banque du caire SCB E-Wallet SUEZ CANAL BANK Mobile Wallet Al Ahli Bank of Kuwait – Egypt
Issuance fee
Free Free Free Free
Max balance
EGP 100K EGP 200K EGP 100K EGP 30K
Daily limit
EGP 60K EGP 60K EGP 60K EGP 30K
Compare with 3 similar e-wallets

Added Tuesday 12 May 2026 - 01:43 AM Updated Sunday 25 October 2026 - 08:42 PM