Time deposits
A quarterly deposit offering a return of up to 4.5%, payable at maturity, with a minimum deposit of EGP 5,000 and the flexibility to reduce its value or borrow up to 90% against it.
- Annual yield
- 4.5%
- As the bank announces it: 4.5% a year
- Term
- 3 mo
- Min. deposit
- EGP 5,000
- Payout
- At maturity
Banky Analysis
Suits you if
- I want a predictable return
- Fixed, unchanging return
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield lower than average for this term
- Keep my money reachable
- Shorter lock-in
- I may need to break early
What's good
- Shorter lock-in
All of this is measured against products of up to 3 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- Yield by payout
- At maturity
- ≥ EGP 5,0004.5%As the bank announces it: 4.5% a year
Amount & term
- Deposit type
- Time Deposit
- Term
- 3 mo
- Min deposit
- EGP 5,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- No
- Auto-renew
- No
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- No
- Branch visit required
- Yes
Do the maths
Our take
Pros
- borrow up to 90% against its value.
- The option to reduce the deposit amount without terminating the deposit.
Cons
- The interest rate is low compared to other alternatives.
Our take
The quarterly deposit from Export Development Bank of Egypt offers a three-month savings option with a return of up to 4.5%, payable at maturity, and a minimum deposit of EGP 5,000. It may appeal to customers seeking a short-term investment with a relatively low entry threshold. The deposit also allows customers to reduce its value without breaking it and borrow up to 90% against it, providing additional liquidity flexibility. However, the maturity-based return may not suit customers who need regular income, and the short tenor requires a decision on renewal or reinvestment at maturity.
A quarterly deposit offering a return of up to 4.5%, payable at maturity, with a minimum deposit of EGP 5,000 and the flexibility to reduce its value or borrow up to 90% against it.
Compare
| Time deposits Export Development Bank of Egypt This one | monthly deposit CIB Egypt | 3- month Advanced Interest Time Deposits Egbank | Weekly deposit QNB EGYPT |
|---|---|---|---|
| Annual yield | |||
| 4.5% | 4.5% – 11.5% | 4.75% | 5% |
| Term | |||
| 3 mo | 1 mo | 3 mo | 7 days |
| Min. deposit | |||
| EGP 5,000 | EGP 5,000 | EGP 10K | EGP 100K |
| Payout | |||
| At maturity | At maturity | Upfront | At maturity |
Added Thursday 16 July 2026 - 03:31 PM Updated Tuesday 27 October 2026 - 12:51 AM