Time deposits
Flexible short-term deposits offering returns of up to 11.5%, with terms from one week to one year and financing facilities secured by the deposit.
- Annual yield
- 11.5%
- Term
- 1 yr
- Min. deposit
- EGP 5,000
- Payout
- At maturity
Banky Analysis
Suits you if
- I want a predictable return
- Fixed, unchanging return
- Keep my money reachable
- Pays out less frequently
- I may need to break early
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield higher than average for this term
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 12 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- Yield by payout
- At maturity
Amount & term
- Deposit type
- Time Deposit
- Term
- 1 yr
- Min deposit
- EGP 5,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- No
- Branch visit required
- Yes
Do the maths
Our take
Pros
- Credit facilities secured by the deposit can be obtained.
- No maximum deposit limit
Cons
- The interest rate is low compared to other alternatives.
Our take
ADCB Egypt's short-term deposits are a suitable option for customers seeking flexible investment periods ranging from one week to one year while earning competitive returns of up to 11.5%. The deposits feature a relatively low minimum amount of EGP 5,000 with no maximum limit, in addition to the ability to obtain a personal loan or credit card secured by up to 85% of the deposit value. Customers can also choose to open the deposit in either Egyptian pounds or US dollars, providing greater flexibility.
Flexible short-term deposits offering returns of up to 11.5%, with terms from one week to one year and financing facilities secured by the deposit.
Compare
| Time deposits Abu Dhabi Commercial Bank – Egypt This one | Traditional weekly deposit for individuals the united bank | Digital Annual Deposit QNB EGYPT | الوديعة سنتين CIB Egypt |
|---|---|---|---|
| Annual yield | |||
| 11.5% | 11.5% | 11.25% | 10% – 12% |
| Term | |||
| 1 yr | 1 mo | 1 yr | 2 yrs |
| Min. deposit | |||
| EGP 5,000 | EGP 100K | EGP 5,000 | EGP 5,000 |
| Payout | |||
| At maturity | Upfront | At maturity | Monthly |
Added Thursday 16 July 2026 - 03:02 PM Updated Sunday 18 October 2026 - 03:55 PM