3- month Advanced Interest Time Deposits — Egbank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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3- month Advanced Interest Time Deposits

Egbank · Deposits · Egyptian Pound · 2.0 · Saturday 17 October 2026 - 10:58 PM

A 3-month deposit with upfront interest of 4.75% for amounts below EGP 1 million and 5.23% for amounts of EGP 1 million or more

Annual yield
4.75%
Term
3 mo
Min. deposit
EGP 10K
Payout
Upfront

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Advertised yield lower than average
  • Grow my savings the most
    • Yield lower than average for this term
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 3 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Upfront
Yield by payout
Upfront
Rate tiers
  1. EGP 10,000 – EGP 999,999 3 mo
    4.75%
  2. ≥ EGP 1,000,000 3 mo
    5.23%

Amount & term

Deposit type
Time Deposit
Term
3 mo
Min deposit
EGP 10,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
No
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Do the maths

3- month Advanced Interest Time Deposits

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.0

2.0 Banky rating

Pros

  • The ability to obtain a credit card with a limit of up to 75% of the deposit value.
  • The customer can borrow up to 75% of the deposit amount.

Cons

  • The return is relatively low.

Our take

ABK – Egypt’s Upfront Interest Deposit is suitable for customers seeking an upfront return over a 3-month term, offering 4.75% for deposits below EGP 1 million and 5.23% for deposits of EGP 1 million or more, with the option to obtain a loan or credit card secured by up to 75% of the deposit value.

A 3-month deposit with upfront interest of 4.75% for amounts below EGP 1 million and 5.23% for amounts of EGP 1 million or more

Compare

Alternatives at a glance
3- month Advanced Interest Time Deposits Egbank This one Two months' deposit CIB Egypt Weekly deposit QNB EGYPT The annual deposit with monthly interest Credit Agricole Egypt
Annual yield
4.75% 4.75% – 11.75% 5% 5.5%
Term
3 mo 2 mo 7 days 1 yr
Min. deposit
EGP 10K EGP 5,000 EGP 100K EGP 5,000
Payout
Upfront At maturity At maturity Daily
Compare with 3 similar deposits

Added Wednesday 20 May 2026 - 11:51 AM Updated Sunday 18 October 2026 - 12:17 PM