Flex Plus Deposit — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Flex Plus Deposit

BANQUE MISR · Deposits · Egyptian Pound · 4.0 · Wednesday 15 July 2026 - 02:03 PM

وديعة قصيرة الأجل بعائد ثابت 16.5% يُصرف شهريًا وتوفر مرونة في الاسترداد والتجديد، لكنها تتطلب حدًا أدنى مرتفعًا نسبيًا.

Annual yield
16.5%
Term
6 mo
Min. deposit
EGP 100K
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Pays out more frequently
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
  • I may need to break early

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 6 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Deposit type
Time Deposit
Term
6 mo
Min deposit
EGP 100,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

Do the maths

Flex Plus Deposit

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Option to automatically renew the deposit for additional terms.

Cons

  • The minimum purchase amount is relatively high.

Our take

Banque Misr's 6-month Flex Plus Monthly Deposit is a suitable choice for customers seeking a stable monthly income while benefiting from a competitive fixed return of 16.5% annually. The deposit also offers flexibility through early redemption, automatic renewal, and borrowing against the deposit. However, the relatively high minimum investment of EGP 100,000 may make it more suitable for medium and large savers.

وديعة قصيرة الأجل بعائد ثابت 16.5% يُصرف شهريًا وتوفر مرونة في الاسترداد والتجديد، لكنها تتطلب حدًا أدنى مرتفعًا نسبيًا.

Compare

Alternatives at a glance
Flex Plus Deposit BANQUE MISR This one Annual deposit CIB Egypt Semi-annual deposit banque du caire Ahlan Monthly Deposit saib bank
Annual yield
16.5% 16% – 17% 15.5% 14.5%
Term
6 mo 1 yr 6 mo 1 mo
Min. deposit
EGP 100K EGP 5,000 EGP 10K EGP 1.5M
Payout
Monthly Monthly Monthly At maturity
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 02:01 PM Updated Friday 09 October 2026 - 04:49 PM