Flex Plus Deposit — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Flex Plus Deposit

BANQUE MISR · Deposits · Egyptian Pound · 4.5 · Wednesday 15 July 2026 - 01:57 PM

A short-term deposit offering a high fixed 17% return with flexible redemption and renewal options, but interest is paid only at maturity.

Annual yield
17%
As the bank announces it: 17% a year
Term
6 mo
Min. deposit
EGP 50K
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Pays out less frequently
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 6 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. ≥ EGP 50,000 6 mo
    17%
    As the bank announces it: 17% a year

Amount & term

Deposit type
Time Deposit
Term
6 mo
Min deposit
EGP 50,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

Do the maths

Flex Plus Deposit

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Option to automatically renew the deposit for additional terms.

Cons

  • The minimum purchase amount is relatively high.

Our take

Banque Misr's 6-month Flex Plus Deposit is an attractive option for customers seeking a high short-term return, offering a fixed yield of 17% throughout the deposit term. It also provides flexibility through early redemption, automatic renewal, and borrowing against the deposit. However, the return is paid only at maturity, which may not suit customers looking for regular cash flow.

A short-term deposit offering a high fixed 17% return with flexible redemption and renewal options, but interest is paid only at maturity.

Compare

Alternatives at a glance
Flex Plus Deposit BANQUE MISR This one Annual deposit CIB Egypt Semi-annual deposit banque du caire Ahlan Monthly Deposit saib bank
Annual yield
17% 16% – 17% 15.5% 14.5%
Term
6 mo 1 yr 6 mo 1 mo
Min. deposit
EGP 50K EGP 5,000 EGP 10K EGP 1.5M
Payout
At maturity Monthly Monthly At maturity
Compare with 3 similar deposits

Added Wednesday 15 July 2026 - 01:55 PM Updated Tuesday 27 October 2026 - 12:26 AM