18-month deposit
An 18-month time deposit offering a cumulative 22% return payable at maturity, with a minimum deposit of EGP 10,000.
- Total yield · At maturity
- 22%
- Over 18 mo · avg. 14.65% a year · Redeems 122%
- As the bank announces it: 22% تراكمي
- Term
- 18 mo
- Min. deposit
- EGP 10K
- Payout
- At maturity
The total and the average annual profit rate (total ÷ years) are Banky's figures for comparing certificates on one unit; they do not change what the bank pays.
Banky Analysis
Suits you if
- I want a predictable return
- Fixed, unchanging return
- I may need to break early
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield higher than average for this term
- Keep my money reachable
- Longer lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 24 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- Yield by payout
- At maturity
- ≥ EGP 10,00014.67%As the bank announces it: 22% تراكمي
Amount & term
- Deposit type
- Time Deposit
- Term
- 18 mo
- Min deposit
- EGP 10,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- No
- Branch visit required
- Yes
Do the maths
Our take
Pros
- Option to borrow against the deposit
- The deposit is renewable.
- It is possible to issue a credit card secured by the deposit.
Cons
- High minimum requirement
Our take
Banque du Caire’s 18-month time deposit offers a cumulative return of 22% at maturity, equivalent to 14.67% annually according to the stated figures, with a minimum deposit of EGP 10,000. This makes it accessible to a broader range of savers than products with higher minimum requirements. The deposit can be renewed at maturity and provides access to loans or credit cards against the deposited funds, subject to the bank’s terms. However, the cumulative payout at maturity may not suit customers who need regular income to cover their expenses.
An 18-month time deposit offering a cumulative 22% return payable at maturity, with a minimum deposit of EGP 10,000.
Compare
| 18-month deposit banque du caire This one | Ahlan Monthly Deposit saib bank | 1 year and up to less than 2 years National Bank of Egypt | Quarterly deposit banque du caire |
|---|---|---|---|
| Total yield · At maturity | |||
| 22% | 14.5% Annual yield | 14.5% – 15.5% Yield by payout | 15% Annual yield |
| Term | |||
| 18 mo | 1 mo | 2 yrs | 3 mo |
| Min. deposit | |||
| EGP 10K | EGP 1.5M | EGP 1,000 | EGP 10K |
| Payout | |||
| At maturity | At maturity | Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5% | Monthly |
Added Tuesday 14 July 2026 - 04:32 PM Updated Friday 23 October 2026 - 12:19 AM