The annual deposit with monthly interest — Credit Agricole Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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The annual deposit with monthly interest

Credit Agricole Egypt · Deposits · Egyptian Pound · 3.5 · Monday 31 August 2026 - 11:41 AM
Annual yield
5.5%
Term
1 yr
Min. deposit
EGP 5,000
Payout
Daily

Banky Analysis

Suits you if

  • I need monthly income
    • Pays out more frequently
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • Grow my savings the most
    • Yield lower than average for this term
  • Keep my money reachable
    • Pays out more frequently
  • I may need to break early

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Daily
Yield by payout
Daily

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

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The annual deposit with monthly interest

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • Provide a regular monthly allowance to help cover ongoing expenses, with a suitable minimum to start (5000 pounds).

Cons

  • Slight decrease in the interest rate (up to 5.5%) compared to the annual deposit paid at the end of the term (5.75%) in exchange for the advantage of monthly liquidity.

Our take

The annual deposit with monthly returns is a balanced savings product that focuses on meeting regular living needs, giving the investor a steady cash flow throughout the year while keeping the principal amount stable.

Compare

Alternatives at a glance
The annual deposit with monthly interest Credit Agricole Egypt This one Fixed deposits for a week National Bank of Kuwait Egypt 6-month deposit CIB Egypt Weekly deposit QNB EGYPT
Annual yield
5.5% 5.5% 5.25% – 12.25% 5%
Term
1 yr 7 days 6 mo 7 days
Min. deposit
EGP 5,000 EGP 200K EGP 5,000 EGP 100K
Payout
Daily At maturity At maturity At maturity
Compare with 3 similar deposits

Added Monday 18 May 2026 - 05:20 PM Updated Monday 31 August 2026 - 11:41 AM