Ahlan Semi-Annual Deposit
A six-month time deposit offering a fixed annual return of up to 14.5%, with a minimum deposit of EGP 1 million and the option to break it at any time after issuance.
- Annual yield
- 14.5%
- Term
- 6 mo
- Min. deposit
- EGP 1M
- Payout
- Monthly
Banky Analysis
Suits you if
- I need monthly income
- Pays out more frequently
- Grow my savings the most
- Yield higher than average for this term
- I want a predictable return
- Fixed, unchanging return
- Keep my money reachable
- I may need to break early
What's good
- Shorter lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 6 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- Compounded monthly
- Yield by payout
- Monthly
Amount & term
- Deposit type
- Time Deposit
- Term
- 6 mo
- Min deposit
- EGP 1,000,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- No
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- Yes
- Branch visit required
- Yes
Do the maths
Our take
Pros
- The deposit can be broken at any time after issuance, allowing customers to access their funds without remaining committed to the full investment term.
- Fixed-term deposits for individual and corporate clients
- The deposit is issued on the same day the application is submitted
Cons
- High minimum deposit requirement.
Our take
saib Bank’s Ahla Semi-Annual Deposit offers a fixed annual return of up to 14.5%, with a minimum deposit of EGP 1 million, and is available to both individuals and businesses. It allows customers to invest their funds over a six-month term at a predetermined annual rate. The deposit can be opened through branches or internet banking within the specified cut-off times, and customers can break it at any time after issuance, providing flexibility in accessing their funds. However, the relatively high minimum deposit limits accessibility for smaller savers, and the actual return depends on the rate applied to the deposit, as the advertised rate is up to 14.5%.
A six-month time deposit offering a fixed annual return of up to 14.5%, with a minimum deposit of EGP 1 million and the option to break it at any time after issuance.
Compare
| Ahlan Semi-Annual Deposit saib bank This one | Ahlan Monthly Deposit saib bank | 1 year and up to less than 2 years National Bank of Egypt | Quarterly deposit banque du caire |
|---|---|---|---|
| Annual yield | |||
| 14.5% | 14.5% | 14.5% – 15.5% Yield by payout | 15% |
| Term | |||
| 6 mo | 1 mo | 2 yrs | 3 mo |
| Min. deposit | |||
| EGP 1M | EGP 1.5M | EGP 1,000 | EGP 10K |
| Payout | |||
| Monthly | At maturity | Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5% | Monthly |
Added Monday 18 May 2026 - 03:08 PM Updated Sunday 18 October 2026 - 10:21 AM