6-month digital deposit
A strong 6-month digital deposit providing efficient wealth growth at an 11% rate.
- Annual yield
- 11%
- Term
- 6 mo
- Min. deposit
- EGP 5,000
- Payout
- At maturity
Banky Analysis
2.7/5
Suits you if
- I want a predictable return
- Fixed, unchanging return
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield lower than average for this term
- Keep my money reachable
- Shorter lock-in
- I may need to break early
What's good
- Shorter lock-in
All of this is measured against products of up to 6 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- Yield by payout
- At maturity
Amount & term
- Deposit type
- Time Deposit
- Term
- 6 mo
- Min deposit
- EGP 5,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- No
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- Yes
- Branch visit required
- No
Do the maths
Our take
Pros
- High rate of return reaching 11% annually.
- Completely paperless digital experience with zero branch visits.
Cons
- Funds locked for half a year, reducing short-term emergency access
Our take
A semi-annual digital deposit offering a competitive fixed annual interest rate of 11% paid at maturity.
A strong 6-month digital deposit providing efficient wealth growth at an 11% rate.
Compare
| 6-month digital deposit QNB EGYPT This one | Digital Annual Deposit QNB EGYPT | Traditional weekly deposit for individuals the united bank | الوديعة سنتين CIB Egypt |
|---|---|---|---|
| Annual yield | |||
| 11% | 11.25% | 11.5% | 10% – 12% |
| Term | |||
| 6 mo | 1 yr | 1 mo | 2 yrs |
| Min. deposit | |||
| EGP 5,000 | EGP 5,000 | EGP 100K | EGP 5,000 |
| Payout | |||
| At maturity | At maturity | Upfront | Monthly |
Added Monday 29 June 2026 - 05:28 PM Updated Monday 27 July 2026 - 06:09 PM