Wekala Floating — Abu Dhabi Islamic Bank Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Islamic

Wekala Floating

Abu Dhabi Islamic Bank Egypt · Deposits · Islamic · Egyptian Pound · 3.5 · Monday 26 October 2026 - 01:31 PM

Abu Dhabi Islamic Bank – Egypt (ADIB-Egypt) offers agency-based deposits with variable returns, featuring various payout frequencies, including monthly options and payments at the end of the term.

Expected profit by payout
11.5% – 12.5%
Term
1 yr
Min. deposit
EGP 3,000
Payout
Monthly 11.5% · At maturity 12.5%

Returns

Rate type
Fixed
Payout
Multiple
Yield by payout
Monthly 11.5% · At maturity 12.5%
Rate tiers
  1. EGP 100,000 – EGP 999,999 1 yrCompounded monthly
    11.5%
  2. EGP 100,000 – EGP 999,999 1 yrAt Maturity
    12.5%
  3. EGP 1,000,000 – EGP 2,999,999 1 yrCompounded monthly
    12%
  4. EGP 1,000,000 – EGP 2,999,999 1 yrAt Maturity
    13%
  5. ≥ EGP 3,000,000 1 yrCompounded monthly
    12.5%
  6. ≥ EGP 3,000,000 1 yrAt Maturity
    13.5%

Amount & term

Deposit type
Islamic Investment
Term
1 yr
Min deposit
EGP 3,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Usable as collateral
No
Available online
Yes
Branch visit required
Yes

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Wekala Floating

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Our take 3.5

3.5 Banky rating

Pros

  • It complies with the principles and provisions of Islamic Sharia.
  • The ability to withdraw earnings via ATMs 24 hours a day, 7 days a week.
  • Possibility of recovering the Mudarabah investment value based on the early redemption schedule

Cons

  • Achieving a high return requires an investment of at least 3,000,000 EGP.
  • Interest rates are relatively low compared to other Islamic deposits.
  • The return is calculated based on the actual number of days the deposit is held.

Our take

Abu Dhabi Islamic Bank (ADIB) Egypt offers "Wakala" (agency-based) deposits with variable returns, featuring various payout frequencies—ranging from monthly to at-maturity—all in compliance with the principles and provisions of Islamic Sharia. Earning a higher return requires a deposit exceeding 3,000,000 EGP. The bank also provides the flexibility to withdraw profits via ATMs, 24 hours a day, 7 days a week.

Abu Dhabi Islamic Bank – Egypt (ADIB-Egypt) offers agency-based deposits with variable returns, featuring various payout frequencies, including monthly options and payments at the end of the term.

Compare

Alternatives at a glance
Wekala Floating Abu Dhabi Islamic Bank Egypt This one EGP - Wekala Investment Deposit Abu Dhabi Islamic Bank Egypt Mudarba Investment Deposit Abu Dhabi Islamic Bank Egypt
Expected profit by payout
11.5% – 12.5% 5.55% – 6.05% 6.55% Expected annual profit
Term
1 yr 1 yr 1 yr
Min. deposit
EGP 3,000 EGP 3,000 EGP 3,000
Payout
Monthly 11.5% · At maturity 12.5% Monthly 5.55% · At maturity 6.05% At maturity
Compare with 2 similar deposits

Added Monday 26 October 2026 - 01:26 PM Updated Monday 26 October 2026 - 01:34 PM