3-month deposit — CIB Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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3-month deposit

CIB Egypt · Deposits · Egyptian Pound · 4.0 · Thursday 20 August 2026 - 01:49 PM

A decent option for customers seeking fixed returns without a long commitment.

Annual yield
5% – 12%
Depends on customer segment
Term
3 mo
Min. deposit
EGP 5,000
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 3 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. ≥ EGP 5,000 3 moPrime
    5%
  2. ≥ EGP 5,000 3 moPlus
    8%
  3. ≥ EGP 5,000 3 moWealth
    11%
  4. ≥ EGP 5,000 3 moExclusive Wealth
    11.5%
  5. ≥ EGP 5,000 3 moPrivate Banking
    12%

Amount & term

Deposit type
Time Deposit
Term
3 mo
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Our take 4.0

4.0 Banky rating

Pros

  • Returns reach up to 12% for Private customers.
  • Suitable for investing funds for a limited period.

Cons

  • Returns are lower than the one-year deposit.

Our take

A suitable choice for customers with surplus liquidity for three months who want fixed returns without a long-term commitment.

A decent option for customers seeking fixed returns without a long commitment.

Compare

Alternatives at a glance
3-month deposit CIB Egypt This one Weekly deposit QNB EGYPT 3- month Advanced Interest Time Deposits Egbank Two months' deposit CIB Egypt
Annual yield
5% – 12% 5% 4.75% 4.75% – 11.75%
Term
3 mo 7 days 3 mo 2 mo
Min. deposit
EGP 5,000 EGP 100K EGP 10K EGP 5,000
Payout
At maturity At maturity Upfront At maturity
Compare with 3 similar deposits

Added Monday 29 June 2026 - 11:09 AM Updated Monday 27 July 2026 - 06:09 PM