Two months' deposit — CIB Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Two months' deposit

CIB Egypt · Deposits · Egyptian Pound · 4.0 · Thursday 20 August 2026 - 12:35 PM

Suitable for short-term savings, but less competitive than the one-year option.

Annual yield
4.75% – 11.75%
Depends on customer segment
Term
2 mo
Min. deposit
EGP 5,000
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 3 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. ≥ EGP 5,000 2 moPrime
    4.75%
  2. ≥ EGP 5,000 2 moWealth
    10.75%
  3. ≥ EGP 5,000 2 moExclusive Wealth
    11.25%
  4. ≥ EGP 50,000 2 moPlus
    7.75%
  5. ≥ EGP 5,000 2 moPrivate Banking
    11.75%

Amount & term

Deposit type
Time Deposit
Term
2 mo
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Our take 4.0

4.0 Banky rating

Pros

  • Suitable for customers who do not want to lock their funds for long periods.
  • Fixed return

Cons

  • Returns are lower than those of annual deposits.

Our take

It provides a balance between a short tenor and fixed returns, but is not the strongest choice for yield-focused customers.

Suitable for short-term savings, but less competitive than the one-year option.

Compare

Alternatives at a glance
Two months' deposit CIB Egypt This one 3- month Advanced Interest Time Deposits Egbank monthly deposit CIB Egypt Weekly deposit QNB EGYPT
Annual yield
4.75% – 11.75% 4.75% 4.5% – 11.5% 5%
Term
2 mo 3 mo 1 mo 7 days
Min. deposit
EGP 5,000 EGP 10K EGP 5,000 EGP 100K
Payout
At maturity Upfront At maturity At maturity
Compare with 3 similar deposits

Added Monday 29 June 2026 - 11:01 AM Updated Monday 27 July 2026 - 06:09 PM