monthly deposit — CIB Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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monthly deposit

CIB Egypt · Deposits · Egyptian Pound · 4.0 · Thursday 20 August 2026 - 12:33 PM

A reasonable short-term liquidity option, but not ideal for maximizing returns.

Annual yield
4.5% – 11.5%
Depends on customer segment
Term
1 mo
Min. deposit
EGP 5,000
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 1 month in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. ≥ EGP 5,000 1 moPrime
    4.5%
  2. ≥ EGP 5,000 1 moPlus
    7.5%
  3. ≥ EGP 5,000 1 moWealth
    10.5%
  4. ≥ EGP 5,000 1 moExclusive Wealth
    11%
  5. ≥ EGP 5,000 1 moPrivate Banking
    11.5%

Amount & term

Deposit type
Time Deposit
Term
1 mo
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Our take 4.0

4.0 Banky rating

Pros

  • Short tenor suitable for customers who need access to their money soon.
  • Suitable for short-term liquidity management.

Cons

  • The short investment period limits the overall return.

Our take

It suits customers who prioritize flexibility and short-term fixed returns over higher long-term yields.

A reasonable short-term liquidity option, but not ideal for maximizing returns.

Compare

Alternatives at a glance
monthly deposit CIB Egypt This one 3- month Advanced Interest Time Deposits Egbank Two months' deposit CIB Egypt Weekly deposit QNB EGYPT
Annual yield
4.5% – 11.5% 4.75% 4.75% – 11.75% 5%
Term
1 mo 3 mo 2 mo 7 days
Min. deposit
EGP 5,000 EGP 10K EGP 5,000 EGP 100K
Payout
At maturity Upfront At maturity At maturity
Compare with 3 similar deposits

Added Monday 29 June 2026 - 10:57 AM Updated Monday 27 July 2026 - 06:09 PM