Regular Time Deposit — bank abc | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Regular Time Deposit

bank abc · Deposits · Egyptian Pound · 4.5 · Sunday 11 October 2026 - 11:25 PM

Bank ABC offers short-term deposits in Egyptian pounds and various foreign currencies, with tenures ranging from one week to one year to suit your needs.

Annual yield
10%
Term
1 yr
Min. deposit
EGP 2,000
Payout
At maturity

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term
  • Keep my money reachable
  • I may need to break early

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. ≥ EGP 2,000 1 mo
    8%
  2. ≥ EGP 2,000 2 mo
    8.25%
  3. ≥ EGP 2,000 3 mo
    8.5%
  4. ≥ EGP 2,000 6 mo
    9%
  5. ≥ EGP 2,000 9 mo
    9.25%
  6. ≥ EGP 2,000 1 yr
    10%
  7. ≥ EGP 20,000 7 days
    6.75%

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 2,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
No
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

Do the maths

Regular Time Deposit

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Deposits offer flexible options ranging from one week to one year.
  • Regular deposits offer the option to save in Egyptian pounds as well as in various foreign currencies.
  • The ability to obtain credit facilities secured by the savings balance.
  • Available to Egyptian individuals and resident foreigners (aged 21 and older), as well as to most types of companies.

Cons

  • Breaking or redeeming the deposit prior to the maturity date may be subject to penalties or a recalculation of the accrued return.

Our take

Bank ABC Egypt’s time deposits are an excellent choice for savers and businesses seeking high investment security backed by the bank, alongside the flexibility to allocate funds according to specific needs—whether seeking regular periodic returns, immediate liquidity via upfront interest, or the ability to capitalize on interest rate fluctuations. A diverse range of options allows each client to select the instrument that best aligns with their financial goals and liquidity requirements; fixed deposits offer stability, while variable-rate or short-term deposits cater to those prioritizing flexibility. Additionally, Bank ABC offers short-term deposits in Egyptian Pounds and various foreign currencies, with terms ranging from one week to one year to suit your specific needs.

Bank ABC offers short-term deposits in Egyptian pounds and various foreign currencies, with tenures ranging from one week to one year to suit your needs.

Compare

Alternatives at a glance
Regular Time Deposit bank abc This one 3-month fixed deposits National Bank of Kuwait Egypt Monthly deposit QNB EGYPT The annual deposit with monthly interest Credit Agricole Egypt
Annual yield
10% 6.5% 6.25% 5.5%
Term
1 yr 3 mo 1 mo 1 yr
Min. deposit
EGP 2,000 EGP 5,000 EGP 5,000 EGP 5,000
Payout
At maturity At maturity At maturity Daily
Compare with 3 similar deposits

Added Sunday 11 October 2026 - 11:16 PM Updated Sunday 11 October 2026 - 11:25 PM