3-month deposit — arab bank egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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3-month deposit

arab bank egypt · Deposits · Egyptian Pound · 4.2 · Sunday 30 August 2026 - 03:12 PM
Annual yield
17%
Term
3 mo
Min. deposit
EGP 3M
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 3 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity

Amount & term

Deposit type
Time Deposit
Term
3 mo
Min deposit
EGP 3,000,000
Max deposit
EGP 3,000,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
No
Available online
Yes
Branch visit required
No

Do the maths

3-month deposit

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.2

4.2 Banky rating

Pros

  • Offers the best annual return among the three, with a minimum starting at 17% at the end of the term to maximize short-term liquidity profits.

Cons

  • It requires a very high minimum to link the deposit, reaching up to 3 million Egyptian pounds, which makes it available only to top clients.

Our take

A 3-month deposit, this deposit targets big investors looking to grab the highest possible return within a quarter without the risk of long-term freezing. Despite its attractive yield, the requirement of 5 million pounds limits its use to a very specific group.

Compare

Alternatives at a glance
3-month deposit arab bank egypt This one Annual deposit CIB Egypt Semi-annual deposit banque du caire Ahlan Monthly Deposit saib bank
Annual yield
17% 16% – 17% 15.5% 14.5%
Term
3 mo 1 yr 6 mo 1 mo
Min. deposit
EGP 3M EGP 5,000 EGP 10K EGP 1.5M
Payout
At maturity Monthly Monthly At maturity
Compare with 3 similar deposits

Added Sunday 30 August 2026 - 03:10 PM Updated Wednesday 28 October 2026 - 02:20 PM