وديعة بلاتينيم — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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وديعة بلاتينيم

Alex Bank · Deposits · Egyptian Pound · 4.0 · Sunday 30 August 2026 - 02:47 AM
Annual yield
16%
Term
18 mo
Min. deposit
EGP 2.5M
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Pays out more frequently
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • Keep my money reachable
    • Pays out more frequently
  • I may need to break early

All of this is measured against products of up to 24 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Deposit type
Time Deposit
Term
18 mo
Min deposit
EGP 2,500,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
No
Available online
Yes
Branch visit required
No

Do the maths

وديعة بلاتينيم

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • It provides a fixed monthly return and quick cash flow over a medium period (a year and a half) without locking up liquidity for long periods like the 3-year certificates.

Cons

  • The increase of the minimum deposit requirement (2.5 million pounds) is limited to big investors only, with a return (16%) that's lower than other saving options in the market.

Our take

The 18-month platinum deposit is an excellent savings option for premium clients who want to earn a regular monthly income over the medium term. It combines duration flexibility with financial security, though its return is relatively lower compared to long-term savings certificates of the same tier.

Compare

Alternatives at a glance
وديعة بلاتينيم Alex Bank This one Annual deposit CIB Egypt Semi-annual deposit banque du caire Ahlan Monthly Deposit saib bank
Annual yield
16% 16% – 17% 15.5% 14.5%
Term
18 mo 1 yr 6 mo 1 mo
Min. deposit
EGP 2.5M EGP 5,000 EGP 10K EGP 1.5M
Payout
Monthly Monthly Monthly At maturity
Compare with 3 similar deposits

Added Sunday 30 August 2026 - 02:40 AM Updated Sunday 30 August 2026 - 02:47 AM