Smart Deposit 3 Months — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Smart Deposit 3 Months

Alex Bank · Deposits · Egyptian Pound · 3.5 · Sunday 30 August 2026 - 12:22 AM
Annual yield
10.5%
Term
3 mo
Min. deposit
EGP 1,000
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Pays out more frequently
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 3 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Deposit type
Recurring
Term
3 mo
Min deposit
EGP 1,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
No
Available online
Yes
Branch visit required
No

Do the maths

Smart Deposit 3 Months

Calculate your deposit's maturity value and net profit after tax.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • A very low minimum investment (1000 pounds) and monthly interest payout.

Cons

  • The return (10.5%) is considered average compared to longer-term instruments.

Our take

A standout short-term investment option that offers quick liquidity and a regular monthly return of up to 10.5%. Its only downside is the lower overall return compared to annual accounts, but it’s perfect for those who want to tie up their money for very short periods.

Compare

Alternatives at a glance
Smart Deposit 3 Months Alex Bank This one The Escalator deposit Al Ahli Bank of Kuwait – Egypt Fixed Deposits in Egyptian Pounds SUEZ CANAL BANK
Annual yield
10.5% 10% 17%
Term
3 mo 1 yr 1 yr
Min. deposit
EGP 1,000 EGP 5,000 EGP 5M
Payout
Monthly Quarterly Monthly
Compare with 2 similar deposits

Added Thursday 27 August 2026 - 08:05 PM Updated Sunday 30 August 2026 - 12:22 AM