18-Month Bullet Time Deposit
The Arab African International Bank’s 18-month "Bullet" time deposit features a cumulative, compounded return paid in a lump sum at the end of the deposit term.
- Total yield · At maturity
- 22%
- Over 18 mo · avg. 14.65% a year · Redeems 122%
- Term
- 18 mo
- Min. deposit
- EGP 1M
- Payout
- At maturity
Banky Analysis
Suits you if
- I want a predictable return
- Fixed, unchanging return
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield higher than average for this term
- Keep my money reachable
- I may need to break early
All of this is measured against products of up to 24 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- Yield by payout
- At maturity
- ≥ EGP 1,000,00014.67% 22% announced
Amount & term
- Deposit type
- Time Deposit
- Term
- 18 mo
- Min deposit
- EGP 1,000,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- No
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- Yes
- Branch visit required
- Yes
Do the maths
Our take
Pros
- High cumulative return paid in full at the end of the term.
- The 18-month deposit term represents a balanced option between short-term deposits and long-term certificates (three years or more).
- The rate of return remains fixed throughout the deposit term, with a full bank guarantee of the principal.
- Renewability: Renewable at the maturity date upon the client's request.
- Available to individuals and companies: Available for purchase by all customer segments, including individuals and businesses.
Cons
- A high minimum initial deposit requirement of one million pounds.
- Option to increase the deposit amount in multiples of EGP 10,000.
Our take
The Arab African International Bank’s 18-month "Bullet" time deposit offers a cumulative, compounded return paid as a lump sum at the end of the term. It is an excellent investment choice for high-net-worth investors, corporations, and individuals with significant liquidity (one million EGP or more) who do not require monthly returns to cover expenses, but rather prefer to receive the principal amount plus the total accrued return after a year and a half. If your goal is to accumulate returns in a single lump sum with a medium-term commitment, this is a strong and suitable option; however, if you are seeking regular monthly income or have less than one million EGP, other EGP savings certificates would be a better alternative.
The Arab African International Bank’s 18-month "Bullet" time deposit features a cumulative, compounded return paid in a lump sum at the end of the deposit term.
Compare
| 18-Month Bullet Time Deposit Arab African International Bank This one | Ahlan Monthly Deposit saib bank | 1 year and up to less than 2 years National Bank of Egypt | Quarterly deposit banque du caire |
|---|---|---|---|
| Total yield · At maturity | |||
| 22% | 14.5% Annual yield | 14.5% – 15.5% Yield by payout | 15% Annual yield |
| Term | |||
| 18 mo | 1 mo | 2 yrs | 3 mo |
| Min. deposit | |||
| EGP 1M | EGP 1.5M | EGP 1,000 | EGP 10K |
| Payout | |||
| At maturity | At maturity | Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5% | Monthly |
Added Wednesday 26 August 2026 - 11:39 AM Updated Sunday 11 October 2026 - 10:07 PM