Flexi Certificate — Attijariwafa bank Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Flexi Certificate

Attijariwafa bank Egypt · Deposits · Egyptian Pound · 2.0 · Saturday 10 October 2026 - 04:15 PM

Flexi 3 in 1 offers a 12-month EGP deposit with a 7% annual interest rate paid quarterly, with no early withdrawal penalty.

Annual yield
7%
Term
1 yr
Min. deposit
EGP 20K
Payout
Quarterly

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Advertised yield lower than average
  • Grow my savings the most
    • Yield lower than average for this term
  • Keep my money reachable
    • Pays out more frequently
  • I may need to break early

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Compounded quarterly
Yield by payout
Quarterly

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 20,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
No
Renewal rate type
Prevailing
Usable as collateral
No
Available online
Yes
Branch visit required
Yes

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Flexi Certificate

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Our take 2.0

2.0 Banky rating

Pros

  • No penalty for early withdrawal before maturity.
  • The deposit is available to individuals.

Cons

  • The deposit is available in Egyptian Pounds (EGP) only.

Our take

Attijariwafa Bank Flexi 3 in 1 Time Deposit offers a 12-month term in EGP with a fixed annual interest rate of 7%, paid quarterly based on the total account balance, with no early withdrawal penalty. Terms and conditions apply.

Flexi 3 in 1 offers a 12-month EGP deposit with a 7% annual interest rate paid quarterly, with no early withdrawal penalty.

Compare

Alternatives at a glance
Flexi Certificate Attijariwafa bank Egypt This one 3-month fixed deposits National Bank of Kuwait Egypt Monthly deposit QNB EGYPT The annual deposit with monthly interest Credit Agricole Egypt
Annual yield
7% 6.5% 6.25% 5.5%
Term
1 yr 3 mo 1 mo 1 yr
Min. deposit
EGP 20K EGP 5,000 EGP 5,000 EGP 5,000
Payout
Quarterly At maturity At maturity Daily
Compare with 3 similar deposits

Added Tuesday 25 August 2026 - 06:45 AM Updated Thursday 22 October 2026 - 04:00 PM