Monthly Deposit with Premium Yield
The Premium Yield Deposit from First Abu Dhabi Bank Egypt offers a tailored option for those seeking a short- to medium-term investment with a fixed periodic return.
- Annual yield
- 15.5%
- Term
- 1 mo
- Min. deposit
- EGP 4M
- Payout
- At maturity
Banky Analysis
Suits you if
- Grow my savings the most
- Yield higher than average for this term
- I want a predictable return
- Fixed, unchanging return
- Keep my money reachable
- Shorter lock-in
- I may need to break early
Not for you if
- I need monthly income
- Pays out less frequently
What's good
- Shorter lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 1 month in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- Yield by payout
- At maturity
- EGP 4,000,000 – EGP 10,000,00015.5%
Amount & term
- Deposit type
- Time Deposit
- Term
- 1 mo
- Min deposit
- EGP 4,000,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- Yes
- Branch visit required
- Yes
Do the maths
Our take
Pros
- Obtaining a fixed and guaranteed monthly income throughout the term of the deposit.
- The option to obtain credit facilities or financing secured by the deposit—up to 90% of its value—with the flexibility of partial withdrawals.
- Low capital risk: A secure investment that guarantees the principal amount will not be lost, with a minimum deposit requirement starting at EGP 1,000.
- Deposits are available in Egyptian pounds for terms ranging from 3 months to one year.
Cons
- Lower yield compared to certificates: the interest rate on monthly deposits is generally lower than that of the three-year investment certificates offered by the bank.
- In the event of a withdrawal prior to the specified maturity date, the account is subject to penalties or a deduction from accrued interest, in accordance with the bank's schedule.
Our take
FABMISR’s Premium Yield Deposit offers a tailored solution for those seeking short- to medium-term investments with regular, fixed periodic returns. It is the ideal choice if you require consistent monthly liquidity and plan to reinvest the principal after a short period—less than one year—without exposing your capital to market risks. However, if your primary goal is long-term savings growth and maximizing returns, long-term investment certificates (3-year tenure) would be the preferred option.
The Premium Yield Deposit from First Abu Dhabi Bank Egypt offers a tailored option for those seeking a short- to medium-term investment with a fixed periodic return.
Compare
| Monthly Deposit with Premium Yield FABMISR This one | Semi-annual deposit banque du caire | Annual deposit CIB Egypt | Ahlan Monthly Deposit saib bank |
|---|---|---|---|
| Annual yield | |||
| 15.5% | 15.5% | 16% – 17% | 14.5% |
| Term | |||
| 1 mo | 6 mo | 1 yr | 1 mo |
| Min. deposit | |||
| EGP 4M | EGP 10K | EGP 5,000 | EGP 1.5M |
| Payout | |||
| At maturity | Monthly | Monthly | At maturity |
Added Monday 24 August 2026 - 10:32 PM Updated Sunday 11 October 2026 - 12:23 AM