Fixed Deposits — FABMISR | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Fixed Deposits

FABMISR · Deposits · Egyptian Pound · 4.0 · Tuesday 25 August 2026 - 12:14 PM

Fixed deposits from First Abu Dhabi Bank Egypt offer several features that make them an excellent choice for managing short-term liquidity.

Annual yield
12%
Term
1 yr
Min. deposit
EGP 1,000
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Pays out less frequently
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. EGP 1,000 – EGP 100,000 7 days
    5.5%
  2. EGP 1,000 – EGP 100,000 1 mo
    6%
  3. EGP 1,000 – EGP 100,000 3 mo
    7%
  4. EGP 1,000 – EGP 100,000 6 mo
    7.5%
  5. EGP 1,000 – EGP 100,000 9 mo
    8%
  6. EGP 1,000 – EGP 100,000 1 yr
    12%
  7. EGP 100,001 – EGP 499,999 7 days
    7%
  8. EGP 100,001 – EGP 499,999 1 mo
    7.5%
  9. EGP 100,001 – EGP 499,999 3 mo
    8.5%
  10. EGP 100,001 – EGP 499,999 6 mo
    9%
  11. EGP 100,001 – EGP 499,999 9 mo
    9.5%
  12. EGP 100,001 – EGP 499,999 1 yr
    12.25%
  13. EGP 500,000 – EGP 1,999,999 1 mo
    9.5%
  14. EGP 500,000 – EGP 1,999,999 3 mo
    10.5%
  15. EGP 500,000 – EGP 1,999,999 6 mo
    10.75%
  16. EGP 500,000 – EGP 1,999,999 9 mo
    11%
  17. EGP 500,000 – EGP 1,999,999 1 yr
    12.5%
  18. EGP 1,999,999 – EGP 2,000,000 7 days
    9%
  19. ≥ EGP 2,000,000 1 mo
    11%
  20. ≥ EGP 2,000,000 3 mo
    12%
  21. ≥ EGP 2,000,000 6 mo
    12.25%
  22. ≥ EGP 2,000,000 9 mo
    12.5%
  23. ≥ EGP 2,000,000 1 yr
    12.75%
  24. ≥ EGP 2,000,001 7 days
    10.5%

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 1,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

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Fixed Deposits

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Our take 4.0

4.0 Banky rating

Pros

  • The term of the deposits ranges from one week to one year.
  • Available in multiple currencies (Egyptian Pound, US Dollar, Euro, British Pound, UAE Dirham)
  • Flexibility to perform partial withdrawals at any time.
  • Low minimum deposit requirement starting at EGP 1,000.

Cons

  • Short-term deposits are considered to have relatively lower yields compared to long-term investment certificate tranches (three years or more).
  • Age and Eligibility Requirements: The minimum age to open the deposit is 21 years for both Egyptian and foreign customers.
  • Early withdrawal charges: You may forfeit a portion of the accrued interest in the event of early withdrawal prior to the maturity date, in accordance with the bank's schedule.

Our take

Fixed deposits from First Abu Dhabi Bank (FAB) Egypt offer several features that make them an excellent choice for managing short-term liquidity, though there are also factors to consider before making a decision. These deposits are ideal for those looking to secure their funds for short- to medium-term periods while maintaining flexible access to liquidity or the ability to borrow against the deposit. However, if your goal is to maximize fixed returns over the long term, investment certificates may be a more suitable option.

Fixed deposits from First Abu Dhabi Bank Egypt offer several features that make them an excellent choice for managing short-term liquidity.

Compare

Alternatives at a glance
Fixed Deposits FABMISR This one The annual deposit with monthly interest Credit Agricole Egypt Fixed deposits for a week National Bank of Kuwait Egypt 6-month deposit CIB Egypt
Annual yield
12% 5.5% 5.5% 5.25% – 12.25%
Term
1 yr 1 yr 7 days 6 mo
Min. deposit
EGP 1,000 EGP 5,000 EGP 200K EGP 5,000
Payout
At maturity Daily At maturity At maturity
Compare with 3 similar deposits

Added Monday 24 August 2026 - 10:17 PM Updated Sunday 18 October 2026 - 11:24 AM