Annual EGP deposit — MID BANK | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Annual EGP deposit

MID BANK · Deposits · Egyptian Pound · 2.5 · Thursday 15 October 2026 - 10:25 AM

A one-year Egyptian pound deposit from MIDBANK, offering a 7% return and borrowing facilities of up to 90% of the deposit value.

Annual yield
7%
Term
1 yr
Min. deposit
EGP 1,000
Payout
At maturity

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term
  • Keep my money reachable
  • I may need to break early

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 1,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

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Annual EGP deposit

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.5

2.5 Banky rating

Pros

  • You can borrow up to 90% of the value of the deposit.
  • We offer fixed-term deposit accounts for individuals and businesses.

Cons

  • The return is relatively low.

Our take

The one-year Egyptian pound deposit from MIDBANK offers a fixed return of 7%, with the option of partial withdrawals and borrowing up to 90% of the deposit value, subject to the bank’s terms and conditions, providing flexibility in managing funds over the long term.

A one-year Egyptian pound deposit from MIDBANK, offering a 7% return and borrowing facilities of up to 90% of the deposit value.

Compare

Alternatives at a glance
Annual EGP deposit MID BANK This one 3-month fixed deposits National Bank of Kuwait Egypt Monthly deposit QNB EGYPT The annual deposit with monthly interest Credit Agricole Egypt
Annual yield
7% 6.5% 6.25% 5.5%
Term
1 yr 3 mo 1 mo 1 yr
Min. deposit
EGP 1,000 EGP 5,000 EGP 5,000 EGP 5,000
Payout
At maturity At maturity At maturity Daily
Compare with 3 similar deposits

Added Monday 24 August 2026 - 04:25 PM Updated Thursday 22 October 2026 - 10:42 AM