Upfront-yield deposits — banque du caire | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Upfront-yield deposits

banque du caire · Deposits · Egyptian Pound · 4.0 · Monday 24 August 2026 - 02:30 PM

An EGP deposit that pays interest upfront at the start of the term, ideal for customers seeking immediate liquidity.

Annual yield
15.4%
Term
1 mo
Min. deposit
EGP 1M
Payout
Upfront

Banky Analysis

Suits you if

  • I need monthly income
    • Advertised yield higher than average
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 1 month in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Upfront
Yield by payout
Upfront

Amount & term

Deposit type
Time Deposit
Term
1 mo
Min deposit
EGP 1,000,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

Do the maths

Upfront-yield deposits

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Interest is paid upfront, providing immediate liquidity and allowing customers to utilize the return from day one.
  • The deposit is renewable.
  • Credit facilities may be obtained.

Cons

  • The minimum deposit requirement is relatively high.
  • 100% of the prepaid interest is deducted if the deposit is redeemed before maturity

Our take

Bank of Cairo's prepaid-interest deposits are well-suited for customers who prefer receiving their returns upfront and utilizing the proceeds immediately. The product offers multiple tenor options and access to credit facilities secured by the deposit, making it an attractive solution for high-liquidity individuals and businesses.

An EGP deposit that pays interest upfront at the start of the term, ideal for customers seeking immediate liquidity.

Compare

Alternatives at a glance
Upfront-yield deposits banque du caire This one Semi-annual deposit banque du caire Annual deposit CIB Egypt Ahlan Monthly Deposit saib bank
Annual yield
15.4% 15.5% 16% – 17% 14.5%
Term
1 mo 6 mo 1 yr 1 mo
Min. deposit
EGP 1M EGP 10K EGP 5,000 EGP 1.5M
Payout
Upfront Monthly Monthly At maturity
Compare with 3 similar deposits

Added Monday 24 August 2026 - 02:28 PM Updated Sunday 18 October 2026 - 04:25 PM