3- month EGP Interest in advance Time Deposits (TDs) — bank nxt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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3- month EGP Interest in advance Time Deposits (TDs)

bank nxt · Deposits · Egyptian Pound · 4.5 · Saturday 10 October 2026 - 04:25 PM

A 3-month time deposit available to individual and corporate customers, with a minimum deposit of EGP 500,000 and an annual interest rate of 14.50%. Terms and conditions apply.

Annual yield
14.5%
Term
3 mo
Min. deposit
EGP 500K
Payout
Upfront

Banky Analysis

Suits you if

  • I need monthly income
    • Advertised yield higher than average
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
  • I may need to break early

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 3 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Upfront
Yield by payout
Upfront

Amount & term

Deposit type
Time Deposit
Term
3 mo
Min deposit
EGP 500,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Renewal rate type
Prevailing
Usable as collateral
No
Available online
Yes
Branch visit required
Yes

Do the maths

3- month EGP Interest in advance Time Deposits (TDs)

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Available to individual and corporate customers.
  • The deposit offers a high return.

Cons

  • Early Redemption Penalty: Total accrued interest will be deducted.

Our take

The 3-month time deposit is available to individual and corporate customers in Egyptian Pounds (EGP), with a minimum deposit amount of EGP 500,000 and an annual interest rate of 14.50%. This deposit provides a short-term investment option, allowing customers to invest their funds for a specified period and benefit from the applicable interest rate throughout the deposit term, subject to the bank’s applicable terms and conditions.

A 3-month time deposit available to individual and corporate customers, with a minimum deposit of EGP 500,000 and an annual interest rate of 14.50%. Terms and conditions apply.

Compare

Alternatives at a glance
3- month EGP Interest in advance Time Deposits (TDs) bank nxt This one Ahlan Monthly Deposit saib bank 1 year and up to less than 2 years National Bank of Egypt Quarterly deposit banque du caire
Annual yield
14.5% 14.5% 14.5% – 15.5% Yield by payout15%
Term
3 mo 1 mo 2 yrs 3 mo
Min. deposit
EGP 500K EGP 1.5M EGP 1,000 EGP 10K
Payout
Upfront At maturity Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5% Monthly
Compare with 3 similar deposits

Added Monday 24 August 2026 - 02:14 PM Updated Monday 19 October 2026 - 10:02 PM