1- month EGP Interest in advance Time Deposits (TDs) — bank nxt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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1- month EGP Interest in advance Time Deposits (TDs)

bank nxt · Deposits · Egyptian Pound · 4.5 · Saturday 10 October 2026 - 03:00 PM

NXT Bank’s one-month deposit offers individuals and corporates a short-term investment opportunity at an annual interest rate of 14.75%, paid upfront, with a minimum deposit of EGP 500,000

Annual yield
14.75%
Term
1 mo
Min. deposit
EGP 500K
Payout
Upfront

Banky Analysis

Suits you if

  • I need monthly income
    • Advertised yield higher than average
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 1 month in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Upfront
Yield by payout
Upfront

Amount & term

Deposit type
Time Deposit
Term
1 mo
Min deposit
EGP 500,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Renewal rate type
Prevailing
Usable as collateral
No
Available online
Yes
Branch visit required
Yes

Do the maths

1- month EGP Interest in advance Time Deposits (TDs)

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • The deposit is available to both individual and corporate customers.
  • The one-month deposit offers a high return.

Cons

  • The rules for early redemption of a one-month deposit: will the total interest be deducted?

Our take

The one-month deposit offered by NXT Bank, with an upfront interest payment, is a short-term savings product targeting both individual and corporate customers, with a minimum deposit amount of EGP 500,000 and an annual interest rate of 14.75%. The product provides customers with the benefit of receiving interest upfront

NXT Bank’s one-month deposit offers individuals and corporates a short-term investment opportunity at an annual interest rate of 14.75%, paid upfront, with a minimum deposit of EGP 500,000

Compare

Alternatives at a glance
1- month EGP Interest in advance Time Deposits (TDs) bank nxt This one Ahlan Monthly Deposit saib bank Quarterly deposit banque du caire 1 year and up to less than 2 years National Bank of Egypt
Annual yield
14.75% 14.5% 15% 14.5% – 15.5% Yield by payout
Term
1 mo 1 mo 3 mo 2 yrs
Min. deposit
EGP 500K EGP 1.5M EGP 10K EGP 1,000
Payout
Upfront At maturity Monthly Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5%
Compare with 3 similar deposits

Added Monday 24 August 2026 - 02:00 PM Updated Monday 19 October 2026 - 10:02 PM