1 year and up to less than 2 years — National Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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1 year and up to less than 2 years

National Bank of Egypt · Deposits · Egyptian Pound · 4.5 · Saturday 10 October 2026 - 11:32 PM

Deposits with varying return frequencies from the National Bank of Egypt are a safe, traditional option for those seeking to preserve capital while earning regular income.

Yield by payout
14.5% – 15.5%
Term
2 yrs
Min. deposit
EGP 1,000
Payout
Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5%

Banky Analysis

Suits you if

  • I need monthly income
    • Pays out more frequently
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Longer lock-in
  • I may need to break early

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 24 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Multiple
Yield by payout
Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5%
Rate tiers
  1. ≥ EGP 1,000 2 yrsCompounded monthly
    14.5%
  2. ≥ EGP 1,000 2 yrsCompounded quarterly
    15%
  3. ≥ EGP 1,000 2 yrsCompounded semi-annually
    15.25%
  4. ≥ EGP 1,000 2 yrsCompounded annually
    15.5%

Amount & term

Deposit type
Time Deposit
Term
2 yrs
Min deposit
EGP 1,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Do the maths

1 year and up to less than 2 years

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • The deposit offers the investor the flexibility to choose the return frequency that suits their needs (monthly, quarterly, semi-annually, or annually).
  • The minimum amount required to open the deposit starts at 1,000 pounds, making it accessible to a wide range of customers.
  • The deposit allows for borrowing against it, in accordance with the rules and conditions applicable at the bank.
  • It offers the possibility of long-term investment, ranging from one year to seven years or more.

Cons

  • Diminishing returns over long periods
  • The process of redeeming the deposit prior to the end of the term is subject to specific rules and conditions set by the bank.

Our take

National Bank of Egypt deposits offering various return frequencies represent a safe, traditional choice for those seeking capital preservation alongside regular income; however, their true value depends on how they compare to other market investment alternatives, such as savings certificates or savings accounts. If your goal is long-term investment aimed at maximizing returns, fixed-rate or step-down savings certificates are a more advantageous and profitable option than standard deposits. Conversely, if you prioritize superior flexibility and short-term liquidity—without locking up your funds for extended periods—savings accounts or very short-term deposits may be the most suitable choice for you.

Deposits with varying return frequencies from the National Bank of Egypt are a safe, traditional option for those seeking to preserve capital while earning regular income.

Compare

Alternatives at a glance
1 year and up to less than 2 years National Bank of Egypt This one Ahlan Monthly Deposit saib bank Quarterly deposit banque du caire monthly deposit the united bank
Yield by payout
14.5% – 15.5% 14.5% Annual yield15% Annual yield13% Annual yield
Term
2 yrs 1 mo 3 mo 1 mo
Min. deposit
EGP 1,000 EGP 1.5M EGP 10K EGP 100K
Payout
Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5% At maturity Monthly At maturity
Compare with 3 similar deposits

Added Wednesday 03 June 2026 - 11:58 AM Updated Saturday 10 October 2026 - 11:32 PM