Premier Deposit — HSBC EGYPT | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
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  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%

Premier Deposit

HSBC EGYPT · Deposits · Egyptian Pound · 4.3 · Sunday 23 August 2026 - 05:08 PM
Annual yield
7.75%
Term
1 yr
Min. deposit
EGP 10K
Payout
At maturity

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
    • Pays out less frequently
  • I may need to break early

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. EGP 10,000 – EGP 99,999 1 yr
    7.75%
  2. EGP 100,000 – EGP 499,999 1 yr
    7.75%
  3. EGP 500,000 – EGP 999,999 1 yr
    7.75%
  4. ≥ EGP 1,000,000 1 yr
    7.75%

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 10,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Do the maths

Premier Deposit

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.3

4.3 Banky rating

Pros

  • The maximum return available in this group and no distinction between small and large amounts.

Cons

  • Loss of financial flexibility and restricted liquidity throughout the whole year.

Our take

The 12-month deposit is the most stable and attractive option for small and medium investors thanks to the unified highest return (7.75%) across all tiers. Its downside is the strict liquidity restrictions, as the capital is frozen for a full year.

Compare

Alternatives at a glance
Premier Deposit HSBC EGYPT This one 3-month fixed deposits National Bank of Kuwait Egypt Monthly deposit QNB EGYPT The annual deposit with monthly interest Credit Agricole Egypt
Annual yield
7.75% 6.5% 6.25% 5.5%
Term
1 yr 3 mo 1 mo 1 yr
Min. deposit
EGP 10K EGP 5,000 EGP 5,000 EGP 5,000
Payout
At maturity At maturity At maturity Daily
Compare with 3 similar deposits

Added Sunday 23 August 2026 - 04:54 PM Updated Saturday 24 October 2026 - 06:54 AM