Semi-annual deposit
A six-month time deposit offering a 15.5% interest rate paid monthly, with a minimum deposit of EGP 10,000 and access to renewal and credit facilities.
- Annual yield
- 15.5%
- Term
- 6 mo
- Min. deposit
- EGP 10K
- Payout
- Monthly
Banky Analysis
Suits you if
- I need monthly income
- Pays out more frequently
- Grow my savings the most
- Yield higher than average for this term
- I want a predictable return
- Fixed, unchanging return
- Keep my money reachable
- I may need to break early
What's good
- Shorter lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 6 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- Compounded monthly
- Yield by payout
- Monthly
Amount & term
- Deposit type
- Time Deposit
- Term
- 6 mo
- Min deposit
- EGP 10,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- No
- Branch visit required
- Yes
Do the maths
Our take
Pros
- Credit facilities secured by the deposit are available.
- The deposit is renewable.
- A credit card can be issued against the security of the deposit.
Cons
- Available to individuals only.
Our take
Banque du Caire’s six-month time deposit offers a 15.5% interest rate paid monthly, with a minimum deposit of EGP 10,000. It provides regular income while keeping savings invested for a moderate term. Customers can open or redeem the deposit at the bank’s branches, renew it, and choose to transfer the interest or principal to a current or savings account. Credit facilities and credit cards secured by the deposit are also available, subject to the bank’s terms. However, the stated rate may be less attractive to customers seeking higher returns in exchange for committing their funds for longer periods.
A six-month time deposit offering a 15.5% interest rate paid monthly, with a minimum deposit of EGP 10,000 and access to renewal and credit facilities.
Compare
| Semi-annual deposit banque du caire This one | Quarterly deposit banque du caire | Annual deposit CIB Egypt | Ahlan Monthly Deposit saib bank |
|---|---|---|---|
| Annual yield | |||
| 15.5% | 15% | 16% – 17% | 14.5% |
| Term | |||
| 6 mo | 3 mo | 1 yr | 1 mo |
| Min. deposit | |||
| EGP 10K | EGP 10K | EGP 5,000 | EGP 1.5M |
| Payout | |||
| Monthly | Monthly | Monthly | At maturity |
Added Wednesday 20 May 2026 - 01:35 PM Updated Monday 26 October 2026 - 11:02 PM