3 products side by side
World Debit Card
VISA Reward Debit Card
Classic Debit card No product wins everything — the right one depends on your need.
| Specs | World Debit Card Al Baraka Bank Egypt | VISA Reward Debit Card Abu Dhabi Islamic Bank Egypt | Classic Debit card Al Baraka Bank Egypt |
|---|---|---|---|
| Network | Mastercard | Visa | Mastercard |
| Tier | World | Gold | Classic |
| Type | Debit | Debit | Debit |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | No |
| Google Pay | No | Yes | No |
| 3D Secure | Yes | Yes | Yes |
| Daily ATM limit | EGP 30,000 | — | EGP 30,000 |
| Daily POS limit | EGP 500,000 Best | EGP 360,000 | EGP 200,000 |
| Daily online limit | EGP 500,000 Best | EGP 360,000 | EGP 50,000 |
| Monthly POS limit | — | EGP 1,250,000 | — |
| Contactless no-PIN limit | EGP 600 | EGP 600 | — |
| Card validity | — | 5 years | — |
| Max supplementary cards | — | 1 | — |
| Max linked accounts | — | 1 | — |
| Issuance fee | Free issuance Best | EGP 150 | EGP 100 |
| First year free | No | No | No |
| Annual fee | EGP 750 | EGP 150 | EGP 100 Best |
| Replacement fee | EGP 300 | EGP 150 | EGP 75 Best |
| SMS fee/mo | — | EGP 0 | — |
| Dispute fee | — | EGP 10 | EGP 0 Best |
| Supplementary issuance fee | EGP 0 Best | EGP 150 | EGP 100 |
| Supplementary fee/yr | EGP 750 | EGP 150 | EGP 100 Best |
| Free at own ATMs | Yes | Yes | Yes |
| Other-bank ATM withdrawal | EGP 5 | EGP 5 (first 2/mo free) | EGP 5 |
| Balance inquiry (other bank) | — | EGP 2 | — |
| Balance inquiry abroad | — | EGP 10 | — |
| Cash withdrawal abroad | — | 10% (min EGP 100) | — |
| Foreign txn fee | — | 2% | — |
| Cashback | No | No | No |
| Rewards points | No | No | No |
| Lounge access | Yes | No | No |
| Travel insurance | Yes | No | No |
| Purchase protection | No | No | No |
| Digital wallet | No | Yes | No |
| Fawry services | No | Yes | No |
| Government payments | No | Yes | No |
| SMS alerts | No | Yes | No |
| Requires a bank account | Yes | Yes | Yes |
| International use | Yes | Yes | Yes |
| Online purchases only | No | No | No |
| Min age | 21 | 16 | 21 |