Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Certificates
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3 products side by side
- Remove
8-year savings certificates with variable interest rates Emirates NBD - Remove
Variable certificate QNB EGYPT - Remove
saib prime certificate saib bank
No product wins everything — the right one depends on your need.
Best for…
- Starting small Variable certificate & saib prime certificate EGP 1,000 vs EGP 5,000 at 8-year savings certificates with variable interest rates
Biggest differences
- Min deposit ×5
All specifications
| Specs | 8-year savings certificates with variable interest rates Emirates NBD | Variable certificate QNB EGYPT | saib prime certificate saib bank |
|---|---|---|---|
| Yield type | Floating | Floating | Floating |
| Payout | Compounded monthly | Multiple | Multiple |
| Yield at the chosen payout | No daily payout | No daily payout | 20% |
| Yield by payout | Monthly | Monthly 19.65% · Quarterly 19.75% | Daily 20% · Monthly 20.5% |
| Term | 8 yrs | 5 yrs | 3 yrs |
| Min deposit | EGP 5,000 | EGP 1,000 Best | EGP 1,000 Best |
| Early withdrawal | Yes | No | Yes |
| Auto-renew | Yes | Yes | Yes |
| Renewal term | Flexible | Flexible | 3 yrs |
| Available online | Yes | Yes | No |
| Branch visit required | Yes | No | Yes |
| National ID required | Yes | Yes | Yes |