Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Certificates
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Compare Certificates
2 products side by side
- Remove
Ekhtyarak certificate The Industrial Development Bank - Remove
Premium Certificate CIB Egypt - Up to 3 products
Ekhtyarak certificate — best on every question below.
Best for…
- Starting small Ekhtyarak certificate EGP 5,000 vs EGP 50,000 at Premium Certificate
- If you may break it early Ekhtyarak certificate 6% vs 8.75% at Premium Certificate
Biggest differences
- Min deposit ×10
- Early-break penalty 2.75 pts apart
All specifications
| Specs | Ekhtyarak certificate The Industrial Development Bank | Premium Certificate CIB Egypt |
|---|---|---|
| Yield type | Fixed | Fixed |
| Payout | Multiple | Compounded monthly |
| Yield at the chosen payout | 18.25% | No quarterly payout |
| Yield by payout | Monthly 18% · Quarterly 18.25% | Monthly |
| Term | 3 yrs | 3 yrs |
| Min deposit | EGP 5,000 Best | EGP 50,000 |
| Early withdrawal | Yes | Yes |
| Early-break penalty | 6% → 7% Best | 8.75% → 6.75% |
| Auto-renew | Yes | Yes |
| Renewal term | Flexible | 3 yrs |
| Available online | Yes | Yes |
| Branch visit required | Yes | Yes |
| National ID required | Yes | Yes |