Compare: alqima certificate vs Diamond Plus Certificate | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 5 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 53.87 Sell 54.01 −0.76 −1.38%
  • 🇪🇺 EUR Buy 60.45 Sell 60.61 −1.03 −1.67%
  • 🇬🇧 GBP Buy 72.52 Sell 72.72 −1.14 −1.54%
  • 🇸🇦 SAR Buy 14.35 Sell 14.39 −0.20 −1.38%
  • 🇦🇪 AED Buy 14.67 Sell 14.71 −0.21 −1.40%
  • 🇰🇼 KWD Buy 174.97 Sell 175.48 −2.46 −1.38%
  • 24 Karat 7,120.00 −15.00 −0.21%
  • 21 Karat 6,230.00 −15.00 −0.24%
  • 18 Karat 5,340.00 −15.00 −0.28%
  • Gold Pound 49,840.00 −120.00 −0.24%
  • Ounce 221,455.00 −535.00 −0.24%
Certificates

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Specsalqima certificate BANQUE MISRDiamond Plus Certificate Housing and Development Bank
Yield typeFixed Fixed
PayoutMultiple Multiple
Yield at the chosen payout18.85% No quarterly payout
Yield by payoutMonthly 18.75% · Quarterly 18.85% Monthly 18.75% · Annual 19%
Term3 yrs 3 yrs
Min depositEGP 1,000 BestEGP 250,000
Early withdrawalYes Yes
Early-break penalty— 9% → 7%
Auto-renewYes Yes
Renewal term3 yrs 3 yrs
Available onlineNo Yes
Branch visit requiredYes Yes
National ID requiredYes Yes
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