Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Certificates
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Compare Certificates
3 products side by side
- Remove
Floating Certificates of Deposit (CDs) EGP - Tharwa Plus bank nxt - Remove
8-year savings certificates with variable interest rates Emirates NBD - Remove
Variable certificate QNB EGYPT
No product wins everything — the right one depends on your need.
Best for…
- Highest yield Floating Certificates of Deposit (CDs) EGP - Tharwa Plus 20% vs 19.75% at Variable certificate
- Starting small Variable certificate EGP 1,000 vs EGP 10,000 at Floating Certificates of Deposit (CDs) EGP - Tharwa Plus
On your amount
Biggest differences
- Min deposit ×10
All specifications
| Specs | Floating Certificates of Deposit (CDs) EGP - Tharwa Plus bank nxt | 8-year savings certificates with variable interest rates Emirates NBD | Variable certificate QNB EGYPT |
|---|---|---|---|
| Yield type | Floating | Floating | Floating |
| Payout | Multiple | Compounded monthly | Multiple |
| Yield at the chosen payout | 20% | No quarterly payout | 19.75% |
| Yield by payout | Daily 19.75% · Monthly 19.85% · Quarterly 20% | Monthly | Monthly 19.65% · Quarterly 19.75% |
| Term | 3 yrs | 8 yrs | 5 yrs |
| Min deposit | EGP 10,000 | EGP 5,000 | EGP 1,000 Best |
| Early withdrawal | Yes | Yes | No |
| Early-break penalty | 4% → 2% | — | — |
| Auto-renew | No | Yes | Yes |
| Renewal term | Flexible | Flexible | Flexible |
| Available online | Yes | Yes | Yes |
| Branch visit required | Yes | Yes | No |
| National ID required | Yes | Yes | Yes |