Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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Certificates
Browse all Certificates
Compare Certificates
3 products side by side
- Remove
Premium certificate Housing and Development Bank - Remove
Primo Certificate with Tiered Returns banque du caire - Remove
Four-year savings certificates with a fixed monthly return. Emirates NBD
No product wins everything — the right one depends on your need.
Best for…
- Highest yield Primo Certificate with Tiered Returns 16% vs 13.5% at Four-year savings certificates with a fixed monthly return.
- Starting small Premium certificate EGP 1,000 vs EGP 100,000 at Four-year savings certificates with a fixed monthly return.
- If you may break it early Premium certificate 6% vs 10% at Primo Certificate with Tiered Returns
On your amount
Biggest differences
- Min deposit ×100
All specifications
| Specs | Premium certificate Housing and Development Bank | Primo Certificate with Tiered Returns banque du caire | Four-year savings certificates with a fixed monthly return. Emirates NBD |
|---|---|---|---|
| Yield type | Fixed | Variable with Floor | Fixed |
| Payout | Multiple | Compounded monthly | Compounded monthly |
| Yield at the chosen payout | No monthly payout | 16% | 13.5% |
| Yield by payout | Quarterly 14% · Semi-annual 14.25% | Monthly | Monthly |
| Term | 3 yrs | 3 yrs | 4 yrs |
| Min deposit | EGP 1,000 Best | EGP 50,000 | EGP 100,000 |
| Early withdrawal | Yes | Yes | Yes |
| Early-break penalty | 6% → 4% Best | 10% → 8% | — |
| Auto-renew | Yes | Yes | Yes |
| Renewal term | 3 yrs | 3 yrs | Flexible |
| Available online | Yes | Yes | Yes |
| Branch visit required | Yes | Yes | Yes |
| National ID required | Yes | Yes | Yes |