Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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Certificates
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3 products side by side
- Remove
3-year certificate with variable return CIB Egypt - Remove
Platinum Variable Interest Certificate National Bank of Egypt - Remove
saib prime certificate saib bank
No product wins everything — the right one depends on your need.
Best for…
- Highest yield 3-year certificate with variable return 20.25% vs 20% at saib prime certificate
All specifications
| Specs | 3-year certificate with variable return CIB Egypt | Platinum Variable Interest Certificate National Bank of Egypt | saib prime certificate saib bank |
|---|---|---|---|
| Yield type | Floating | Floating | Floating |
| Payout | Compounded monthly | Compounded monthly | Multiple |
| Yield at the chosen payout | 20.25% | No daily payout | 20% |
| Yield by payout | Daily 20.25% · Monthly 20.5% | Monthly | Daily 20% · Monthly 20.5% |
| Term | 3 yrs | 3 yrs | 3 yrs |
| Min deposit | EGP 1,000 | EGP 1,000 | EGP 1,000 |
| Early withdrawal | Yes | Yes | Yes |
| Early-break penalty | 2.5% → 1% | — | — |
| Auto-renew | Yes | Yes | Yes |
| Renewal term | 3 yrs | 3 yrs | 3 yrs |
| Available online | Yes | Yes | No |
| Branch visit required | Yes | Yes | Yes |
| National ID required | Yes | Yes | Yes |