Editor-in-Chief Mohamed Salah
BANKY NOW 2 Nov 2026
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Certificates
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3 products side by side
- Remove
The certificate has a 10-year term. Abu Dhabi Commercial Bank – Egypt - Remove
Fixed certificate QNB EGYPT - Remove
5-year certificate Al Ahli Bank of Kuwait – Egypt
No product wins everything — the right one depends on your need.
Best for…
- Starting small Fixed certificate & 5-year certificate EGP 1,000 vs EGP 5,000 at The certificate has a 10-year term.
Biggest differences
- Min deposit ×5
All specifications
| Specs | The certificate has a 10-year term. Abu Dhabi Commercial Bank – Egypt | Fixed certificate QNB EGYPT | 5-year certificate Al Ahli Bank of Kuwait – Egypt | |
|---|---|---|---|---|
| Yield type | Fixed | Fixed | Fixed | |
| Payout | Multiple | Multiple | Multiple | |
| Yield at the chosen payout | No monthly payout | No monthly payout | 13% | |
| Yield by payout | Quarterly 7% · Annual 7.25% | Quarterly 7.5% · Semi-annual 7.63% | Daily 10.5% · Monthly 13% · At maturity 52.5% total | |
| Term | 10 yrs | 4 yrs | 5 yrs | |
| Min deposit | EGP 5,000 | EGP 1,000 Best | EGP 1,000 Best | |
| Early withdrawal | Yes | Yes | Yes | |
| Early-break penalty | — | — | 7% → 3% | |
| Auto-renew | No | Yes | No | |
| Renewal term | Flexible | Flexible | Flexible | |
| Available online | No | Yes | Yes | |
| Branch visit required | Yes | Yes | Yes | |
| National ID required | Yes | Yes | Yes | |