Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Certificates
Browse all Certificates
Compare Certificates
3 products side by side
- Remove
The Seven-Year Certificate Abu Dhabi Commercial Bank – Egypt - Remove
Fixed certificate QNB EGYPT - Remove
5-year certificate Al Ahli Bank of Kuwait – Egypt
No product wins everything — the right one depends on your need.
Best for…
- Starting small Fixed certificate & 5-year certificate EGP 1,000 vs EGP 5,000 at The Seven-Year Certificate
- If you may break it early 5-year certificate 7% vs 7.25% at The Seven-Year Certificate
Biggest differences
- Min deposit ×5
All specifications
| Specs | The Seven-Year Certificate Abu Dhabi Commercial Bank – Egypt | Fixed certificate QNB EGYPT | 5-year certificate Al Ahli Bank of Kuwait – Egypt | |
|---|---|---|---|---|
| Yield type | Fixed | Fixed | Fixed | |
| Payout | Multiple | At Maturity | Multiple | |
| Yield at the chosen payout | No daily payout | No daily payout | 10.5% | |
| Yield by payout | Monthly 8% · Quarterly 8.25% | At maturity | Daily 10.5% · Monthly 13% · At maturity 52.5% total | |
| Term | 7 yrs | 8 yrs | 5 yrs | |
| Min deposit | EGP 5,000 | EGP 1,000 Best | EGP 1,000 Best | |
| Early withdrawal | Yes | Yes | Yes | |
| Early-break penalty | 7.25% → 7.75% | — | 7% → 3% Best | |
| Auto-renew | No | Yes | No | |
| Renewal term | Flexible | Flexible | Flexible | |
| Available online | No | Yes | Yes | |
| Branch visit required | Yes | Yes | Yes | |
| National ID required | Yes | Yes | Yes | |