Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Certificates
Browse all Certificates
Compare Certificates
2 products side by side
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3-year US dollar savings certificates with fixed interest Emirates NBD - Remove
Fixed Certificates of Deposit (CDs) USD - Five years bank nxt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- Highest yield 3-year US dollar savings certificates with fixed interest 3% vs 2.25% at Fixed Certificates of Deposit (CDs) USD - Five years
- Starting small Fixed Certificates of Deposit (CDs) USD - Five years USD 500 vs USD 5,000 at 3-year US dollar savings certificates with fixed interest
On your amount
Biggest differences
- Min deposit ×10
- Yield at the chosen payout 0.75 pts apart
All specifications
| Specs | 3-year US dollar savings certificates with fixed interest Emirates NBD | Fixed Certificates of Deposit (CDs) USD - Five years bank nxt | |
|---|---|---|---|
| Yield type | Fixed | Fixed | |
| Payout | Multiple | Multiple | |
| Yield at the chosen payout | 3% Best | 2.25% | |
| Yield by payout | Monthly 2.85% · Quarterly 2.95% · Semi-annual 3% · Annual 3.1% | Monthly 2.25% · Quarterly 2.25% · Semi-annual 2.25% · Annual 2.25% | |
| Term | 3 yrs | 5 yrs | |
| Min deposit | USD 5,000 | USD 500 Best | |
| Early withdrawal | Yes | Yes | |
| Auto-renew | Yes | No | |
| Renewal term | Flexible | Flexible | |
| Available online | Yes | Yes | |
| Branch visit required | Yes | Yes | |
| National ID required | Yes | Yes | |