Compare: Excellence certificate vs Premium Certificate | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
  • 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
  • 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
  • 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
  • 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
  • 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
Certificates

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SpecsExcellence certificate saib bankPremium Certificate CIB Egypt
Yield typeFixed Fixed
PayoutMultiple Compounded monthly
Yield at the chosen payout18% 18%
Yield by payoutMonthly 18% · Semi-annual 18.25% Monthly
Term3 yrs 3 yrs
Min depositEGP 500,000 EGP 50,000 Best
Early withdrawalYes Yes
Early-break penalty— 8.75% → 6.75%
Auto-renewYes Yes
Renewal term3 yrs 3 yrs
Available onlineYes Yes
Branch visit requiredNo Yes
National ID requiredYes Yes
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