Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
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- Ounce 218,970.00 +710.00 +0.33%
Certificates
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2 products side by side
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3-Year Fixed-Rate Certificate Egbank - Remove
SAIB Crystal 5-Year Certificate saib bank - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- Starting small 3-Year Fixed-Rate Certificate EGP 1,000 vs EGP 5,000 at SAIB Crystal 5-Year Certificate
Biggest differences
- Min deposit ×5
All specifications
| Specs | 3-Year Fixed-Rate Certificate Egbank | SAIB Crystal 5-Year Certificate saib bank |
|---|---|---|
| Yield type | Fixed | Fixed |
| Payout | Multiple | Compounded monthly |
| Yield at the chosen payout | 10.75% | No quarterly payout |
| Yield by payout | Monthly 16.75% · Quarterly 10.75% | Monthly |
| Term | 3 yrs | 5 yrs |
| Min deposit | EGP 1,000 Best | EGP 5,000 |
| Early withdrawal | Yes | Yes |
| Early-break penalty | 4% → 2% | — |
| Auto-renew | No | Yes |
| Renewal term | Flexible | 5 yrs |
| Available online | Yes | No |
| Branch visit required | Yes | Yes |
| National ID required | Yes | Yes |