Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Certificates
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2 products side by side
- Remove
Advantage Floating Certificate FABMISR - Remove
3-year certificate with variable return CIB Egypt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you may break it early 3-year certificate with variable return 2.5% vs 6% at Advantage Floating Certificate
Biggest differences
- Early-break penalty 3.5 pts apart
All specifications
| Specs | Advantage Floating Certificate FABMISR | 3-year certificate with variable return CIB Egypt |
|---|---|---|
| Yield type | Floating | Floating |
| Payout | Compounded monthly | Compounded monthly |
| Yield at the chosen payout | No daily payout | 20.25% |
| Yield by payout | Monthly | Daily 20.25% · Monthly 20.5% |
| Term | 3 yrs | 3 yrs |
| Min deposit | EGP 1,000 | EGP 1,000 |
| Early withdrawal | Yes | Yes |
| Early-break penalty | 6% → 5% | 2.5% → 1% Best |
| Auto-renew | Yes | Yes |
| Renewal term | Flexible | 3 yrs |
| Available online | Yes | Yes |
| Branch visit required | Yes | Yes |
| National ID required | Yes | Yes |