Compare: Advantage Floating Certificate vs 3-year certificate with variable return vs Platinum Variable Interest Certificate | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
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Certificates

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SpecsAdvantage Floating Certificate FABMISR3-year certificate with variable return CIB EgyptPlatinum Variable Interest Certificate National Bank of Egypt
Yield typeFloating Floating Floating
PayoutCompounded monthly Compounded monthly Compounded monthly
Yield at the chosen payoutNo daily payout 20.25% No daily payout
Yield by payoutMonthly Daily 20.25% · Monthly 20.5% Monthly
Term3 yrs 3 yrs 3 yrs
Min depositEGP 1,000 EGP 1,000 EGP 1,000
Early withdrawalYes Yes Yes
Early-break penalty6% → 5% 2.5% → 1% Best—
Auto-renewYes Yes Yes
Renewal termFlexible 3 yrs 3 yrs
Available onlineYes Yes Yes
Branch visit requiredYes Yes Yes
National ID requiredYes Yes Yes
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