The triple document with a fixed return — arab bank egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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The triple document with a fixed return

arab bank egypt · Certificates · Egyptian Pound · 4.5 · Sunday 19 July 2026 - 12:50 PM
Yield by payout
17.5% – 18%
Term
3 yrs
Min. deposit
EGP 1M
Payout
Daily 17.5% · Monthly 17.75% · Annual 18%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Several payout options

Not for you if

  • Grow my savings the most
    • Yield lower than average for this term

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Multiple
Yield by payout
Daily 17.5% · Monthly 17.75% · Annual 18%
Rate tiers
  1. ≥ EGP 1,000,000 Year 3Daily
    17.5%
  2. ≥ EGP 1,000,000 Year 3Compounded monthly
    17.75%
  3. ≥ EGP 1,000,000 Year 3Compounded annually
    18%

Amount & term

Term
3 yrs
Min deposit
EGP 1,000,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes

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The triple document with a fixed return

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Excellent balance between a medium-term investment period (3 years) and a high fixed return rate.

Cons

  • Being deprived of benefits that come with other certificates, like daily liquidity distribution or investing in foreign currency.

Our take

The Arab Bank's fixed-income triple document is a good option for people with big savings, as it offers a fixed return of up to 18%, with flexibility in payment frequency and the possibility of borrowing against it. However, despite its financial benefits, the requirement of a minimum subscription of one million pounds limits its suitability for a wide range of customers.

Compare

Alternatives at a glance
The triple document with a fixed return arab bank egypt This one Fixed certificate QNB EGYPT National Bank of Egypt National Bank of Egypt Prime certificate saib bank
Yield by payout
17.5% – 18% 17.5% – 17.65% 17.75% – 17.85% 17.25% – 17.75%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1M EGP 1,000 EGP 1,000 EGP 1,000
Payout
Daily 17.5% · Monthly 17.75% · Annual 18% Monthly 17.5% · Quarterly 17.55% · Semi-annual 17.6% · Annual 17.65% Monthly 17.75% · Quarterly 17.85% Daily 17.25% · Monthly 17.75%
Compare with 3 similar certificates

Added Sunday 19 July 2026 - 12:36 PM Updated Wednesday 07 October 2026 - 08:34 AM